We launched LeaderFox Mortgages because we understand that it’s the simple things that matter; keeping in touch, being honest and not baffling you with jargon and thinking about your circumstances when offering advice. Our mantra at LeaderFox is People before Profit and this something that extends to our mortgage business too.
First Time Buyers
Buying your first property can be exciting and scary in equal measures. The market is very competitive at the moment and so you stand the best chance of success by getting an agreement in principle before viewing properties. This will not only allow you to be fully informed about the amount you can afford but also to act quickly when you find a property you want to be your first home.
We take extra special care of our first-time buyers as we know it can be a little overwhelming at times. It may be your first time, but we’ve helped people just like you many times and we will hold your hand every step of the way. Whether we are liaising with estate agents, helping choose a solicitor or recommending a building surveyor… we’re on your side.
Home Movers
Moving house can be daunting no matter how many times you’ve done it before. By listening carefully to your circumstances, we can make recommendations that best suit your situation. Whether it just getting the best rate on your mortgage or if you want to ensure your family are protected should something unexpected happen, we are able to assist.
Our aim is to do the leg work and save you time, hassle, and stress by utilising our expertise to get the best deal for you. We’ll take care of your application from state to finish and keep you, and all relevant parties, fully informed throughout.
Self Employed
It can feel like it’s easier climbing Mount Everest than getting a mortgage when you have your own business. Even your “own bank” will want you to jump through countless hoops, require your inside leg measurement and want to know what you ate for breakfast last Thursday.
Each bank has a different rule about how they treat net profit, dividend, and salary, and or trading time. We understand, for example, Directors may not want to aware the maximum dividend to minimise their tax bill so we listen to you and your circumstances so we can place you with the best lender. This allows you to concentrate on running your business and not have to worry about being disadvantaged by running a tax efficient company.
Buy-to-Let
Whether you’ve decided to keep your own property to let out in order to move home or you are a seasoned landlord with a portfolio of properties; we can help you secure the right mortgage for your needs.
Buy-to-let (BTL) mortgages are subject to different lending and qualifying criteria than residential mortgages and there will be other practical considerations to take into account which we’d be delighted to help explain and offer advice.
Investment properties not only can provide extra monthly income, but they are a way in which you can create a retirement fund or provide generational wealth by passing them on to your children. Having a lettings business, we are extremely passionate about BTL property and look forward to supporting you.
Remortgaging
There are several reasons for wanting to remortgage; consolidating debts, home improvements or releasing equity to invest in property being just a few. Whatever your reason we will take the time to listen what you are trying to achieve and then use that information to identify the best mortgage for you.
We do the research so you don’t have to.
Please note, LeaderFox does not charge an advisor fee.
LeaderFox is a trading style of Macwoolf Mortgages Ltd which is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Advance Mortgage Funding which is authorised and regulated by the Financial Conduct Authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The Financial Conduct Authority does not regulate most Buy to Let Mortgages.
Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage, you should think carefully before securing other debts against your home. There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service as these services may be more suitable for you.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
